Simulated
Frequently asked questions
Short answers, by topic. Remember: all accounts are simulated.
Before you buy
What is M$M$?
A Solana meme-coin prop firm. You buy a challenge, trade a simulated account with real prices and liquidity and, if you pass, you can get a share of the profit in USDC on-chain. Pronounced "Memes".
Are the accounts real?
No. All accounts are simulated: the capital is fictitious and your trades aren't executed on-chain. What's real are the prices, the liquidity and your payouts, which land in your wallet in USDC.
Where do prices come from?
Every order is simulated with Jupiter's live quote at that moment, slippage included. If your buy would move the price on-chain, it moves it here too.
What plans are there and how much do they cost?
Prices in USD per simulated account (Turbo and Pay After Pass: what you pay today + what you pay when you pass; Pay After Pass only on 5k, 10k, 25k, 50k):
| Plan | 2.5k | 5k | 10k | 25k | 50k | 100k |
|---|---|---|---|---|---|---|
| 1-Step | 59 | 99 | 169 | 349 | 549 | 749 |
| 2-Step | 49 | 79 | 139 | 289 | 459 | 649 |
| Elite | 69 | 119 | 199 | 419 | 659 | 899 |
| Turbo | 29 + 39 | 59 + 49 | 89 + 99 | 189 + 199 | 299 + 309 | 409 + 419 |
| Pay After Pass | · | 10 + 169 | 10 + 299 | 10 + 609 | 10 + 959 | · |
| Moonshot | 79 | 129 | 219 | 449 | 709 | 969 |
How are the plans different?
1-Step: one phase, +30% target.
2-Step: two phases (+20% then +15%), cheaper.
Pay After Pass: pay $10 today and the unlock fee only if you pass (+20%). Only on 5k, 10k, 25k, 50k accounts. Paid every 14 days, no refund and no reset (P-68).
Elite: like 1-Step, with unlimited open positions and a tighter max drawdown.
Turbo: 1-Step rules, paying one part today and one when you pass; the phase lasts at most 30 days and 7 trading days (P-65).
Moonshot: one phase (+30%) with no consistency rule, paid every 14 days in steps (P-66).
All plans: 20% trailing max drawdown from your best daily close (Elite and Pay After Pass: 15%) and 10% daily loss on the previous close (Pay After Pass: 8%), both checked at the daily close (00:00 UTC).
Any paid add-ons?
No. Payout requests as soon as you clear the buffer (consistency met), split rising to 90%, challenge fee refunded on the first payout (except on Pay After Pass and Moonshot): all included.
Any discount for several accounts?
Yes: 3 accounts, −10%; 5 accounts, −25%.
Can I stack a discount code with another offer?
No. One discount per order: the biggest one you have (affiliate code, pack, points voucher or launch). At launch, the first 500 on the waitlist get 30% off and 1 free reset. Discounts (code, pack, launch) and points vouchers only apply to what you pay today: the second Turbo payment and the Pay After Pass unlock fee are charged at list price.
Which countries can buy?
Almost all. We don't accept residents of the United States (including its territories) or of countries and regions under international sanctions. Full list in the Terms.
Minimum age? Do I need to verify my identity?
You must be 18 or older. No verification needed to buy and trade; we ask for it before your first payout.
How can I pay?
Crypto or card, depending on the methods shown at checkout. Right now checkout is in test mode: it's a simulated payment and nothing is charged.
Is this an investment?
No. A challenge isn't an investment or a deposit: you pay for access to an evaluation on a simulated account. You can lose what you paid for the challenge.
What are the 2 tabs in the plan picker?
Plans are grouped in 2 tabs. Each one shows in one line what you gain and what you give up:
Challenge: 1-Step (One phase · +30% target); 2-Step (Cheaper · Two phases (+20% and +15%)); Elite (Unlimited positions · 15% drawdown and +20% price); Turbo (Pay part today · 30 days and max 7 trading days)
Specials: Pay After Pass (Start for $10 · Paid every 14 days, no refund or reset); Moonshot (No consistency · Paid every 14 days)
What is the Turbo plan?
The same rules as 1-Step (+30%, 20% trailing drawdown, 10% daily loss), but you pay in two parts: one today and one when you pass (you have 14 days to pay it). If you don't pay the second part within 14 days, the pass expires with no refund of what you paid today.
In exchange, each phase lasts at most 30 calendar days and 7 trading days: if 30 days go by without a pass, or you trade an 8th day without having passed, the account is breached.
The funded account is the same as 1-Step's, and with your first payout we refund everything you paid (both parts). Prices for each part are in P-04.
What is the Moonshot plan?
Here consistency never blocks your payout. The big win counts, and you cash it in steps while you hold it.
One phase (+30%), 20% trailing drawdown, 10% daily loss and no consistency rule, neither to pass nor to get paid.
Once funded, you get paid every 14 days if you have 5 valid days in the cycle (P-67). The payout ladder is 60% of 1-Step's (P-28); anything above stays in the account and carries over to the next steps.
Automatic breaches (scalping and gambling) still apply. No challenge fee refund with the first payout.
How does Pay After Pass work?
You start for $10 on 5k, 10k, 25k, 50k accounts and pay the unlock fee only if you pass (5k $169, 10k $299, 25k $609, 50k $959), within 14 days.
Challenge: one phase at +20%, at least 3 trading days, best day ≤ 50% of the profit, 15% trailing drawdown and 8% daily loss on the previous close.
Funded: paid every 14 days, with at least 5 trading days per cycle and best day ≤ 30% of the cycle profit.
No refund (neither the entry nor the unlock fee is refunded with the first payout) and no funded account reset.
Challenge
What do I need to pass?
Hit your plan's target without closing any day below the floor (20% under your best daily close; Elite and Pay After Pass, 15%; P-15), trading at least 3 days and with your best day ≤ 50% of the phase profit (P-40; Moonshot has no consistency rule). Targets: +30% (1-Step, Elite, Turbo, Moonshot), +20% then +15% (2-Step), +20% (Pay After Pass).
How much can I lose?
Overall, down to the floor: 20% below your best daily close (Elite and Pay After Pass: 15%). In a single day, 10% of the previous close (Pay After Pass: 8%). Both limits are checked at the daily close (00:00 UTC). If you win, both grow with you.
Does the drawdown move up when I win?
Yes: it's trailing end of day (EOD). The floor sits 20% below your account's best daily close (Elite and Pay After Pass: 15%). Your limit grows with you: it only moves up when you close at a new high and never comes down because of losses. It's checked against your account value at each daily close (00:00 UTC).
Closing exactly on the floor doesn't breach the account; one cent below does. When you get paid, the floor drops with what you withdraw (P-70).
What happens to the floor when I get paid or reset?
When you're paid, your best close drops by exactly the amount withdrawn from the account and the floor drops with it, so getting paid never breaches your account. A payout never leaves your balance below the floor or the buffer. Moving to phase 2, activating the funded account or restoring it with a reset puts the best close back at the starting balance.
How are daily loss and drawdown calculated? In real time?
No: end of day (EOD). Only your account value (balance + open positions) at the 00:00 UTC close counts. If you close the day more than 10% below your previous close (Pay After Pass: 8%), or below the floor, it's breached. During the day you can dip and recover: we only warn you (dashboard and bot) when 2% or less is left.
Is there a time limit?
No, except on Turbo: there each phase lasts at most 30 calendar days and 7 trading days (P-65). On every other plan, take as long as you need.
How many days do I need to trade?
At least 3 different days per phase. A day counts if you open or close at least one trade sized 2% or more of the starting balance. No minimum profit. We ask for that size so days can't be padded with tiny buys.
Which tokens can I trade?
Solana tokens on pump.fun, Raydium and Meteora with at least $25,000 of pool liquidity and a Jupiter quote. There's no per-position size limit: every order pays Jupiter's real slippage, so a big buy in a small pool costs you, just like on-chain.
How many open positions can I have?
Up to 5 at once. Elite: unlimited.
When is a phase passed?
When your realised balance hits the target, you have 3 trading days, your best day is no more than 50% of the phase profit (Moonshot: no consistency rule) and you have no open positions. It passes automatically.
Pay After Pass and Turbo: when do I pay the rest?
Only if you pass. You have 14 days after passing to pay the second part and activate your simulated funded account; otherwise the pass expires with no refund of what you paid today. Pay After Pass: unlock fee of 5k $169, 10k $299, 25k $609, 50k $959; the $10 entry isn't refunded. Turbo: the second part of the price (P-65). Both are charged at list price: discounts only apply to what you pay today.
What happens if I breach?
The account closes and your dashboard shows which rule triggered and the data behind it. You can buy the same challenge again whenever you want. If it was a funded account, you can restore it (P-63).
Funded account
What is the funded account?
The simulated account you get when you pass. You trade the same way, but here your profit can be paid out. It's activated within 24 h.
Same rules?
Yes, minus the target: 20% trailing drawdown from your best close (Elite and Pay After Pass 15%) and 10% daily loss on the previous close (Pay After Pass 8%), both at the daily close; minimum liquidity, max positions and the consistency rule for payouts (Pay After Pass: 30%; Moonshot: none). When the funded account is activated, the best close goes back to the starting balance and scalping and gambling counters start from zero.
What is the buffer?
A cushion above the starting balance that depends on the account size: 10% on 2.5k and 5k, 7.5% on 10k, 5% on 25k, 50k and 100k. As soon as your balance clears it, you can request a payout that same day (if you meet consistency, P-40), within the payout ladder (P-28). On Pay After Pass and Moonshot, every 14 days (P-27).
When can I request my first payout?
The same day you clear the buffer and meet consistency (P-40), with your positions closed. No 21-day wait, no paying extra for weekly payouts. Pay After Pass and Moonshot pay every 14 days: the first one 14 days after the funded account is activated, with 5 trading days in the cycle.
How much can I receive per payout?
There's a payout ladder: the maximum amount you receive per payout (after your 80% or 90% split). Anything above carries over to the next payout. The 5th value repeats from the 5th payout on. The challenge fee refund comes on top.
| Account | 1st | 2nd | 3rd | 4th | 5th onwards |
|---|---|---|---|---|---|
| 2.5k | $150 | $200 | $250 | $300 | $350 |
| 5k | $250 | $350 | $500 | $600 | $750 |
| 10k | $500 | $750 | $1,000 | $1,250 | $1,500 |
| 25k | $1,000 | $1,500 | $2,000 | $2,500 | $3,000 |
| 50k | $1,750 | $2,500 | $3,250 | $4,000 | $5,000 |
| 100k | $2,500 | $3,750 | $5,000 | $6,250 | $7,500 |
Can I leave profit in the account?
Yes. You can reinvest it: your profit is added to the simulated account size instead of withdrawn.
How does my account grow?
Every 3 payouts your simulated account grows 25%, up to $400,000 across all your accounts.
What is the Pro level?
After 6 payouts you may be invited to the Pro level: the firm copies your trades with real capital at a reduced scale. It's a separate programme with its own agreement, and access isn't guaranteed. Your M$M$ account stays simulated.
Can I have several accounts?
Yes, up to $400,000 across all your funded accounts. You can copy trades between your own accounts.
Moonshot: which days count as valid for a payout?
A day counts if that day you open or close a trade of at least 5% of your CURRENT account balance at that moment (not the starting balance). You need 5 valid days in each 14-day cycle. If your balance grows, the minimum size grows with it.
My funded account was breached. Do I start from scratch?
Not necessarily. Within 14 days you can restore it to the starting balance (same plan and size, counters reset) for 50% of your challenge's list price (1-Step $25,000: $179). Your best close goes back to the starting balance. Payouts you already received are untouched and the reset price isn't refunded with the first payout. Not available on Pay After Pass. Only available if you've already been paid at least once on that account.
What do the first 500 on the waitlist get?
A 30% launch discount and 1 free challenge reset: if you fail, you retake the same plan and size once for free (within 30 days). Can't be combined with other discounts.
Rules and strategies
How many rules are there?
Six. One-minute read at memesfunded.com/rules. If it isn't published, it doesn't apply.
What is the 30-second rule?
If half or more of your closed trades last under 30 seconds, the account is breached. A trade runs from your first buy of a token until the position is back to zero.
When does it start counting, and when do you warn me?
It's evaluated from 10 closed trades. We warn you in the dashboard and the bot at 35%. Counters start from zero in each phase and each account.
Can I snipe?
Yes. Execution simulates real latency. Just remember: if you close in under 30 s, that trade counts towards the 30-second rule.
What counts as gambling?
Two criteria with numbers, not "at our discretion". Any one breaches the account. A trade is all-in when you open it with 50% or more of your account balance at that moment.
a) All-in on new tokens: more than 50% of your trades are all-in on tokens under 1 hour old (evaluated from 10 trades).
b) All-in to win it back: 3 times opening an all-in while already down 7% or more of the starting balance on the day.
What is consistency?
Your best day can't weigh too much in your profit. If it does, you lose nothing: keep trading.
To pass: best day ≤ 50% of the phase profit.
To get paid: best day ≤ 40% of the cycle profit (since the last payout or since the funded account started). Three similar profitable days are enough.
Pay After Pass: 50% to pass and 30% to get paid. Moonshot: no consistency rule, neither to pass nor to get paid.
Can I see my numbers before you breach me?
Yes. Your dashboard always shows your % of trades under 30 s and your progress on each gambling criterion. We warn you before the limit, in the dashboard and on Telegram: scalping at 35%; all-in on new tokens at 25% of trades; all-in to win it back on the 1st and 2nd case.
Can I trade news, tweets or overnight?
Yes. Public news and tweets are fine, and so is holding overnight and on weekends.
Can I use bots?
Only if we've approved them in writing first. Unauthorised bots are a non-eligible strategy.
Which strategies aren't eligible for payout?
Own or linked tokens, shill and dump, exploiting simulator lag, cross-account hedging, coordinated group trading, third-party managed accounts, unauthorised bots and bug abuse. They don't breach the account automatically: we tell you, you get 7 days to explain, and a human reviews it.
What if I buy a honeypot?
Your position closes at 0, just like on-chain. It's not a violation, just a normal loss.
Can you change the rules whenever you want?
Not quietly. If we change something, we announce it 15 days in advance and it only affects trades made after the change. Never retroactive.
Payouts
What share of the profit do I keep?
80%, rising automatically to 90% after 3 payouts.
How and when do I get paid?
In USDC (or SOL) on-chain, to your Solana wallet, within 24 h of your request.
Is there a minimum payout?
Yes, $50 of what you receive.
Do you refund the challenge fee?
Yes, with your first payout: we refund what you actually paid (after discounts). On Turbo, the total you paid (both parts). Not for Pay After Pass and Moonshot.
Do I need to verify my identity to get paid?
Yes, before your first payout: identity and country of residence. Takes a few minutes.
What about taxes?
Declaring what you receive is up to you under your country's rules. We're not tax advisers.
How does the affiliate programme work?
You earn 20% commission and your audience gets 15% off (creators: 25% + 15%; KOLs: 30% + 20%). You also earn on your referrals' repurchases and resets for 12 months. Weekly USDC payouts, $50 minimum. Discount + commission never exceed 50% of the price: if an order carries a bigger discount (launch, 5-pack), your commission is adjusted. During the launch campaign commission is 20% on every tier.
What are M$M$ points?
Points you earn for passing, getting paid, disciplined days, sharing your PnL, joining in on Discord and referrals, plus 1 point per $1 spent. Redeem them in a public catalogue (a simulated 10k account costs 1,000 points). Use the voucher at checkout, on what you pay today.
Problems
My account was breached and I don't know why
Your dashboard shows the rule that triggered, the time and the exact data (trades, percentages, balances). If something doesn't add up, message us and a human will review it.
I disagree with a decision
Request a review from the dashboard or support. A human replies in writing, with the reason, within 15 days. For a non-eligible strategy (P-44), you get 7 days to give us your side before we decide.
The platform failed and I lost simulated funds
If it was our error (outage, wrong quote, bug), we check the logs and restore your account to its state before the failure.
I requested a payout and it hasn't arrived
Check the transaction hash in your dashboard and that your Solana wallet address is correct. If it's been over 24 h, contact us.
Someone DMed me saying they're from M$M$
Check them at memesfunded.com/en/verify. We'll never ask for your seed phrase or private key, or ask you to send crypto by DM.
Can I get a refund?
You have 14 days to cancel if you haven't opened any trade. Opening your first simulated trade ends that right (you accept this at checkout, in a separate checkbox). Details in the Refund Policy.
How do I contact you?
Through the support chat on the site, our Telegram bot (/help or /ayuda) or by email at soporte@memesfunded.com.